Commonwealth Credit Union

External shot of a CCU branch for use as the Annual Meeting rotating banner
ANNUAL MEETING OF MEMBERS

The 2025 Annual Meeting!

The 2025 Annual Meeting of Commonwealth Federal Credit Union will be held on Tuesday, June 24th at 6:00 p.m. EDT. 

Learn more about the Annual Meeting

Our community partners...
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Kentucky Performing Arts logo.
american heart association
kentucky derby festival
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Become a member today! Start here by opening your account online.
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Loans for any purpose, designed specifically with your needs in mind.

Our Rates

Auto Loans as low as

5.49%
APR*

Credit Cardsas low as

15.40%
APR*

Certificates
as high as

5.00%
APY*

HELOCs
as low as

7.25%
APR*

Personal Loans
as low as

9.49%
APR*
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FINANCIAL WELLNESS

improve YOUR FINANCIAL FUTURE!

Common Cents is your go-to financial wellness platform offering personalized programs with interactive courses, budgeting tools, fraud prevention tips, and engaging videos to empower your financial future. 

Get started with Common cents! (Opens in a new Window)

We better lives.

Dreams shouldn’t wait. That’s why we offer competitive rates for all of your saving and borrowing needs and the tools to help dreams come true, now.

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Don't Tax my Credit Union

Lawmakers are considering removing credit unions' not-for-profit status, which threatens our ability to provide affordable, member-focused services.

Nano box for the Lexington Soccer Club and Commonwealth Credit Union

Commonwealth CU is the Official Credit Union of LSC

Lexington Sporting Club and Commonwealth Credit Union Announce landmark partnership!

Excellence in Community Impact Award Nano
CCU Excellence in community impact award
 
This award recognizes a family business that is committed to making an impact through philanthropic work in their community!
 
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join the
 Family

If you've never tried Commonwealth Credit Union before, now is the perfect time. Start enjoying the great rates, personalized financial advice, and the extraordinary experience we provide to all of our members. We're bettering lives in the community, and we'd love to be a part of yours. When you become a member of Commonwealth Credit Union, it's like becoming part of the family.

Become a Member (Opens in a new Window)

We CU Differently®

Our doors opened in 1951 with the goal of doing things a little differently. While a lot has changed since then, what hasn’t changed is our focus on people, not profit. Plus - we’re still owned and operated by all 120,000+ of our members! When you’re part of the Commonwealth Credit Union family, you’re not just a number - you’re a member. And you’re treated like one!

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NEWS, EVENTS, AND ALERTS

YMCA Black Achievers

Stay up-to-date with important member news, our community involvement, and alerts! 

  • Lexington Sporting Club Games!
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FEATURED BLOG POST

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HOW TO SAVE MONEY FOR YOUR KIDS

As a parent, you often think about how to better your kids' lives. Learn how to do so by providing them a route to financial well-being.



Read more on our accessibility statement