Man and his daughter look at a tablet together.

Getting Started With Commonwealth Credit Union

New here? We welcome you with open arms. 

Ready to join the family?

To complete your application, you will need the following:

  • Social Security Number
  • Government issued ID/Drivers License/State ID or Passport with current address
  • Proof of address (if not on ID)

Are you eligible to join?

With 3 ways to join, ANYONE can become eligible.

  1. Immediate family of current members can join!

Spouses, children, siblings, parents, grandparents, grandchildren, stepparents, stepchildren, step siblings, and adoptive relationships of current members are eligible to join.

  1. Employees or members of certain employers and associations can join!

  • Employer

    • State of Kentucky

    • Kentucky Education Association 

    • Kentucky Teachers’ Retirement System

    • Kentucky Retired Teachers Association

    • Teachers’ Retirement System of Kentucky 

    • Baptist Health Lexington

    • Zoeller 

  • Associations

    • Kentucky Education Association

    • Kentucky Retired Teachers Association

  1. OR, at no cost to you, become an affiliated member of one of our approved associations to join! 

    • American Consumer Council (Personal Memberships Only)

    • The Community Impact Fund (Personal or Business Memberships)

    • Financial Fitness Association (Personal or Minor Memberships)


Opening a Regular Savings starts your membership

A Regular Savings account with a minimum $5 deposit is the first step to becoming a member.

Build on your membership

From there, you have access to apply for any additional services that make sense for you! Set up direct deposit or payroll deductions to make the most of your membership. Then, download our mobile apps to make managing your money quick and easy.

































Smiling mom carries her laughing daughter piggyback.

Switch over your Checking Account in Minutes!

Switch IT is the fully automated, convenient, and secure way to switch all your direct deposits and automatic recurring payments from your current checking to a new Commonwealth Credit Union Checking Account. The entire process is smooth and easy, takes about 10 minutes, and we’ll do it for you. Switch IT is ONLY available from Commonwealth Credit Union!


Don’t have a code? No worries. Visit any branch location or call our Member Contact Center at 800.228.6420 to get a switch track code and transfer your accounts today!