Man and his daughter look at a tablet together.

Getting Started With Commonwealth Credit Union

New here? We welcome you with open arms. 

Ready to join the family?

To complete your application, you will need the following:

  • Social Security Number
  • Government issued ID/Drivers License/State ID or Passport with current address
  • Proof of address (if not on ID)

Are you eligible to join?

The answer is YES, if you or an immediate relative live, work, worship, attend school, or volunteer in any of the following KY counties: Anderson, Bourbon, Boyle, Bullitt, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jefferson, Jessamine, Lincoln, Madison, Mercer, Nicholas, Oldham, Owen, Powell, Scott, Shelby, Spencer, Trimble, or Woodford.

Immediate family members of someone who qualifies for membership can join, as well as immediate family members of current members. Immediate family members include spouses, children, siblings, parents, grandparents, grandchildren, stepparents, stepchildren, step siblings, and adoptive relationships.

Opening a Regular Savings starts your membership

A Regular Savings account with a minimum $5 deposit is the first step to becoming a member.

Build on your membership

From there, you have access to apply for any additional services that make sense for you! Set up direct deposit or payroll deductions to make the most of your membership. Then, download our mobile apps to make managing your money quick and easy.

































Smiling mom carries her laughing daughter piggyback.

Switch over your Checking Account in Minutes!

Switch IT is the fully automated, convenient, and secure way to switch all your direct deposits and automatic recurring payments from your current checking to a new Commonwealth Credit Union Checking Account. The entire process is smooth and easy, takes about 10 minutes, and we’ll do it for you. Switch IT is ONLY available from Commonwealth Credit Union!


Don’t have a code? No worries. Visit any branch location or call our Member Contact Center at 800.228.6420 to get a switch track code and transfer your accounts today!