Commonwealth Credit Union

Image of Martin Luther King Jr.

HOLIDAY BRANCH CLOSURE NOTICE

Closed For Martin Luther King Jr. Day!

Our branches will be closed Monday, January 20th in observance of Martin Luther King Jr. Day. Normal operating hours will resume on Tuesday, January 21st.

Find a Branch/ATM
Image of a scholarship winner from 2024 holding a check

GET READY... GET SET... GRADUATE!

2025 Scholarship

Program now open!

Applications for graduating high school seniors are NOW OPEN. Four qualifying seniors will each win a $2,000 scholarship!

Learn More about our scholarships
Balance Transfer graphic for rotating banner

DON'T FLIP OUT...

Flip the Balance!

Get 0% for balance transfers for up to 12 months (and no fee) with our Balance Transfer offer!

A woman stands at an airport with her boarding pass and smiles at her phone

NEW YEAR, NEW GOALS

Turn your dreams into Reality!

Kick the year off right with Personal Goal Accounts! Create multiple savings accounts for all of your personal goals and make 2025 the best year yet!

Image of two teens watching a movie in a theater.

YOUTH ACCOUNTS

When to Start?

Give your child a head start on their financial future with our Youth Savings Accounts and Round UP for Teens now!

Woman playing with her dog in the snow

SAVINGS CERTIFICATES

Time is on your Side!

With our savings certificates, we have the perfect steps for growing your money and forging a path on your financial journey.




Image of a woman at a coffee shop smiling at her phone.

INTRODUCING POWER CHECKING

YOU HAVE THE Power!

With Power Checking, you have the ability to transform a full-service checking option into a money-making savings tool while barely lifting a finger.

Explore Power Checking

Open Online

Illustration to portray the concept of community.
Our community partners...
Image of Make a Wish Logo.
American Red Cross Logo.
Kentucky Performing Arts logo.
american heart association
kentucky derby festival
Baptist Health Foundation Logo
Campbellsville University logo.
Louisville Bats Logo.
Eastern Kentucky University logo
Shriners Hospitals for Children logos.
YMCA logo.
Partnership logo for the Lexington KY Sporting League













person icon
Become a member today! Start here by opening your account online.
Pencil icon.
Loans for any purpose, designed specifically with your needs in mind.

Our Rates

Auto Loans as low as

5.49%
APR*

Credit Cardsas low as

15.40%
APR*

Certificates
as high as

5.00%
APY*
Image of man using a laptop depicting Common Sense page.
FINANCIAL WELLNESS THAT PAYS

Don't miss your chance to win $1,000!

 

That’s right! We’ve got personalized programs with interactive courses, budgeting tools, fraud prevention tips, and engaging videos to empower your financial future. Plus, you can complete tasks on your dashboard for a chance to win $1,000 each month!

Get started with Common cents!

We better lives.

Dreams shouldn’t wait. That’s why we offer competitive rates for all of your saving and borrowing needs and the tools to help dreams come true, now.

External image of CCU branch

Make a difference - Become a Volunteer!

Have a passion for serving others? Consider applying for a volunteer position with us!

Nano box for the Lexington Soccer Club and Commonwealth Credit Union

Commonwealth CU is the Official Credit Union of LSC

Lexington Sporting Club and Commonwealth Credit Union Announce landmark partnership!

Image of faux commemorative bricks to be used as a nano box.

Celebration Paver Program!

Purchase brick pavers to commemorate your cherished loved ones, etching their names forever along the Bettering Lives Community Trail.

70 Acts nano box
Everyday Rewards!
 
Make MY Card your everyday card with our Everyday Rewards Program.
 
Photo of grandmother and granddaughter smiling together.
Your future, your way!

It's time to get serious about saving so you can make the most of life's next chapter.

Image of a large dog looking at a small dog.
It's time to think Jumbo!

Unlock monumental growth with Commonwealth Credit Union's Jumbo Certificate!

Man looking dog.

join the
 Family

If you've never tried Commonwealth Credit Union before, now is the perfect time. Start enjoying the great rates, personalized financial advice, and the extraordinary experience we provide to all of our members. We're bettering lives in the community, and we'd love to be a part of yours. When you become a member of Commonwealth Credit Union, it's like becoming part of the family.

Become a Member

We CU Differently®

Our doors opened in 1951 with the goal of doing things a little differently. While a lot has changed since then, what hasn’t changed is our focus on people, not profit. Plus - we’re still owned and operated by all 120,000+ of our members! When you’re part of the Commonwealth Credit Union family, you’re not just a number - you’re a member. And you’re treated like one!
Calendar icon.

NEWS, EVENTS, AND ALERTS

Stay up-to-date with important member news, our community involvement, and alerts! 


See what's happening

pencil icon

FEATURED BLOG POST

Family putting coins in puggy bank.

HOW TO SAVE MONEY FOR YOUR KIDS

As a parent, you often think about how to better your kids' lives. Learn how to do so by providing them a route to financial well-being.



Read more on our accessibility statement