A woman smiles behind the steering wheel of a vehicle.

Auto Loan Refinancing

Love your car? Hate your payment? We may be able to help you love both.
 

like a mortgage, you can also refinance an auto loan.

Rates have declined. If you financed your loan when rates were higher, you might want to consider refinancing your loan from another lender with us. We may be able to lower your payment and help you fall back in love with your car.
  • 100% financing available
  • Flexible repayment plans of up to 84 months*
  • Online application and fast loan processing
Check Auto Loan Rates          



All loans subject to approval.
 
*Payment example: For a $20,000 loan for 63 months with a 6.24% APR, the monthly payment will be $373.09.

Protect yourself down the road

EXTENDED WARRANTY

TRUSTAGE MRC
The older your vehicle gets, the more expensive it can be to fix it – and the more often you need to. Mechanical Repair Coverage (MRC) may help keep those costs in check, saving your budget from future unexpected repair costs. Explore MRC coverage.
AUTO INSURANCE

LIBERTY MUTUAL
It can be hard to find the best car insurance. That's why we work with Liberty Mutual to offer cost-effective coverage that's easy to get to and easy to understand.

DEPRECIATION PROTECTION

DPW
Depreciation Protection kicks in if your vehicle is ever totaled or stolen and not recovered at anytime over the life of the loan. It waives some or all of your loan balance in the event of the total loss of your vehicle. As about adding it to your loan. 
GAP
COVERAGE

SECURIAN FINANCIAL
Guaranteed Asset Protection (GAP), is a voluntary, non-insurance program. It protects the "gap" between the vehicle's value and the amount you still owe on your loan if your vehicle is stolen or totaled. Ask about adding it at your loan closing.
UPDATE YOUR
COVERAGE

Submit proof of insurance
Make sure you're insurance company has Commonwealth Credit Union listed as a lien holder on your insurance policy. If your insurance changes, be sure to let us know.