ready to be treated like an MVP?
Lower rates when you borrow, higher rates when you save, and an extraordinary experience whether you go online or in the branch. Bank with Commonwealth Credit Union, and you'll feel like an MVP.
You see, it's not just about opening a checking account, getting a car loan, or closing a mortgage. It's about what's on the other side of that. It's the independence that comes from being able to purchase the things you need and want, it's the adventure that comes with a road trip to from the Bluegrass to the Sunshine State, and it's memories made watching the Cats play in the house that you've worked so hard to make a home. With people in mind, not products, you'll find we really do CU Differently.
Kentucky roots
Commonwealth Credit Union was born and raised in the Bluegrass. While you can open an account and even apply for a loan or mortgage online, we have 17 branches spread across the state. So whether you're more of an online person or a shoot the breeze about the last game person, we've got you covered!
Exclusive
Member Benefits
Get paid up to 2 days early
Whether you need the funds early or not, enjoy the peace of mind that comes with the joy of payday. When you set up your Direct Deposit with Commonwealth Credit Union, you may get paid up to 2 days early! Even better? There's no need to sign up, and there's no fee. As long as you have Direct Deposit, you could benefit!
Courtside banking
You can't control what happens on the court, but you have full control of your finances with Digital Banking from Commonwealth Credit Union. Manage your bills, keep track of your finances, or even send money with Zelle® - you call the shots.
Plus - when every second counts, pay using your mobile wallet. It's faster, safer, and you can use your Commonwealth Credit Union cards with Apple Pay, Google Pay, and Samsung Pay.
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Score points with my card
Make MY Card your slam dunk choice for everyday spending with our exclusive Everyday Rewards Program! Just like the UK Basketball team dominates the court, you can dominate your expenses and rack up points with every purchase. Once you've accumulated enough, redeem them for rewards that'll leave you cheering!
it's okay to switch
In Lexington, we understand that you can't switch teams. You can, however, switch banks. With Switch IT, exclusively from Commonwealth Credit Union, switching your finances to us has never been easier. Move all your direct deposits and automatic bill payments from your current bank to a new Commonwealth Credit Union account in about 10 minutes.
Change is good
With Round UP Checking from Commonwealth Credit Union, every time you use your debit card, you could be saving money while you're spending it. You read that right. Every piece of fan apparel, basketball tickets, concessions, or the tank of gas to get to the game could be helping you reach your savings goals... effortlessly.
bettering lives across the bluegrass
We're over 120,000 members strong, and we've been bettering lives through our passion to serve for over 70 years. Each day, we have over 350 Kentuckians, like you, dedicating themselves to helping our members reach their goals and improve their financial lives. We believe in making a positive impact in the communities we call home, and we believe in providing you with the tools and resources to bank smarter and with ease.