Smiling people in a car.

Auto Loans

On the road, we follow the speed limits. But when it comes to loan applications, we put the pedal to the metal and get you behind the wheel of your new vehicle as quickly as possible.
 

It's not just a car.

It's a lifestyle choice.

You need something reliable that gets you from here to there. But you want a car, truck, or SUV that brings a little sizzle to your daily routine and some extra excitement to your weekend schedule. At Commonwealth Credit Union, we offer affordable auto financing that helps you travel all of life's highways in style.
  • Loans for new and used vehicles
  • 100% financing available
  • Flexible repayment plans of up to 84 months*
  • Online application and fast loan processing
  • Get pre-approved before you visit the dealer
  • Refinancing options available


*For a $20,000 loan for 63 months with a 5.74% APR, the monthly payment will be $368.43.
Going green can save your green!

Save while driving for a more sustainable future.

Save yourself some green and support the environment! Auto loans for Hybrid Electric or Electric Vehicles are eligible for a 0.25% rate discount. All Hybrid Electric or Electric Vehicle auto loans automatically receive this exclusive offer! Sit back, hit the road, and enjoy the benefits of a greener ride at a better rate.

Protect yourself down the road

EXTENDED WARRANTY
TRUSTAGE MRC
The older your vehicle gets, the more expensive it can be to fix it – and the more often you need to. Mechanical Repair Coverage (MRC) may help keep those costs in check, saving your budget from future unexpected repair costs. Explore MRC coverage.
AUTO INSURANCE
LIBERTY MUTUAL
It can be hard to find the best car insurance. That's why we work with Liberty Mutual to offer cost-effective coverage that's easy to get to and easy to understand.

DEPRECIATION PROTECTION
DPW
Depreciation Protection kicks in if your vehicle is ever totaled or stolen and not recovered at anytime over the life of the loan. It waives some or all of your loan balance in the event of the total loss of your vehicle. As about adding it to your loan. 
GAP
COVERAGE
SECURIAN FINANCIAL
Guaranteed Asset Protection (GAP), is a voluntary, non-insurance program. It protects the "gap" between the vehicle's value and the amount you still owe on your loan if your vehicle is stolen or totaled. Ask about adding it at your loan closing.
UPDATE YOUR
COVERAGE
PROOF OF INSURANCE
Make sure your insurance company has Commonwealth Credit Union listed as a lien holder on your insurance policy. If your insurance changes, be sure to let us know. 

visit our Preferred dealers

for a streamlined experience

Campbellsville

Carrollton

Columbia

Crestwood

Danville

Dry Ridge

Eminence

Elizabethtown

Flemingsburg

Florence

Frankfort

Georgetown

Junction City

LaGrange

Lexington

Monticello

Morehead

Mt. Sterling

Nicholasville

Paris

Richmond

Russell Springs

Shelbyville

Somerset
 
Versailles

Winchester



















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Start earning rewards with a Commonwealth Credit Union MY Card, our premier credit card with Everyday Rewards.