Balance Transfers
MY Card Credit Card from Commonwealth Credit Union

Our premier card that offers 3-2-1 Rewards with a cash back option, bonus Rewards program offered seasonally, and option to lower your interest rate. No annual fee.

Ready to sign up?
Apply online in just a few minutes.

Apply Now

No annual fee
You won't have to pay an annual fee for all the great features that come with your MY Card.

3-2-1 Rewards
Every time you make a purchase or even pay your monthly bills, you earn rewards points. Learn more here.

• Earn 3 Points for every $1 you spend on Transportation and Travel
• 2 Points on Food and Entertainment
• 1 Point for all other purchases

Cash Back
Oh that’s right, pure green. MY Card offers cash back so you can turn your points into cash! Who doesn’t like cash?!

New Cardholder Perks
• 0% intro APR for 6 months from account opening on Purchases, 12.65% - 23.75% variable APR* thereafter

Balance Transfer
• 4.99% APR* on each Balance Transfer for life of the transferred amount
• No balance transfer fee
• Apply for a Balance Transfer here

*Annual Percentage Rate. Subject to approval. Rate, term and conditions are subject to change and based on creditworthiness and qualifications. Call us at 800.228.6420 for details about credit costs, terms, and Reward points. Limited time offer.

Transaction Fees
• MY Card has no foreign transaction fees


If you've never tried Commonwealth Credit Union before, now is the perfect time to see how we're bettering lives in the community! When you become a member of the Commonwealth Credit Union family, you also become an owner. That means you can start enjoying the great rates, personalized financial advice, and the extraordinary experience we provide to all our owners.

become an owner