Full Home Lending

What's full home lending?

Sure, “Full Home Lending” might sound complicated, but simply put, it’s any of these: home equity line of credit, first and second mortgages, first home savings plus, and any other home-related loans. That means if you need a solution when it comes to your dream home, we’ll give you a reason to raise the roof…and an extraordinary loan experience to boot!

Home Loans
  • Conventional Mortgage Loans
  • Home Equity Loans (Fixed Second Mortgage)
  • Government Loans (FHA, VA, and USDA)
  • Adjustable and Fixed-Rate Loans Available
  • Apply online here
  • Purchase and Refinance options available
Home Equity Line of Credit (HELOC) Loans
  • 2.019% for the first 6 Months*
  • Rate as low as 4.50%* APR thereafter
  • Apply online here
  • $0 Closing Cost**
  • Open line of credit
  • Use for college, bills, & vacation
  • Borrow up to 100%
  • Loans available up to $250,000

*The Annual Percentage Rate is a variable rate and the maximum APR that can apply is 14.50%. The annual percentage rate may vary after the account is opened. Closing costs range from $81.50 to $1,500. Property insurance is required and not included in the closing costs. Potential line of credit is $5,000 minimum and $250,000 maximum. Rates, terms and conditions are subject to change and vary based on credit worthiness, qualifications and collateral conditions. All loans subject to approval. New Loan Initial Advance only. Limited time offer. **The $0 Closing Cost program utilizes an Automated Valuation Method (AVM) to determine the value of property. If the applicant requests an additional appraisal, the applicant will be responsible to pay for that service.

Equal Housing Lender


If you've never tried Commonwealth Credit Union before, now is the perfect time to see how we're bettering lives in the community! When you become a member of the Commonwealth Credit Union family you also become an owner. That means you can start enjoying the great rates, personalized financial advice, and the extraordinary experience we provide to all our owners.

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